021001318-Bank of America, N.A. Routing Number

Details of BANK OF AMERICA, N.A. Bank VA (VIRGINIA) State

FedACH Routing
Routing Number 021001318
The banking institution's routing number
Commonly used abbreviated customer name
Office code Main office
Servicing FRB Number
Servicing Fed's main office routing number
Record Type Code 1 The code indicating the ABA number to be used to route or send ACH items to the RFI
  • 0 = Institution is a Federal Reserve Bank
  • 1 = Send items to customer routing number
  • 2 = Send items to customer using new routing number field
Address Po Box 27025
City Richmond
State VA (Virginia)
Zipcode 23261-7025
Telephone (800) 446-0135
Revised February 22, 2008 Date of last change to CRF information
institution Status Code Receives Gov/Comm Code is based on the customers receiver code
  • 1 = Receives Gov/Comm
New Routing Number Bank institution's new routing number resulting from a merger or renumber
Money Transfer Save on international money transfer fees by using TransferWise, which is up to 8x cheaper than transfers with your bank.
What do the digits tell us?
02 10 0131 8

The first two digits 02 the type of financial institution.

The 3rd and 4th digits 10 indicate the Federal Reserve Bank district branch.

0131 5th to 8th, tell us the name of the institution where the checking account is.

Number 9 8 is a final digit in an ABA number, and it is called a "checksum," which is the mathematical sum of the first eight digits numbers.

View info about RTN 021001318 as а PDF

021001318 - Bank of America, N.A. Routing Number

A 021001318 number that is used to recognize a Bank of America, N.A. or a financial institution is known as the Routing number. A routing number is also known as the routing transit number. Every financial institution has a unique routing number. This number help to identification of the Bank of America, N.A.geographical location of the branch

Wondering where to find the routing number of Bank of America, N.A.?

Finding this nine digit code is not rocket science. Just like any other account, Bank of America, N.A. routing numbers can be found easily using these methods.

Referring to the checkbook: Get the Bank of America, N.A.’s routing number at the bottom left-hand corner of the cheque. The first set of number is the Bank of America, N.A.’s routing number whereas the second set of number is the account holder’s number.

Bank website/ online banking: Bank of America, N.A. has listed its routing number on its website. Find it easily by logging into their website. If you are an account holder, then you can also find Bank of America, N.A.’s routing number by logging to your mobile banking or calling the bank officials directly. Check out the routing number of Bank of America, N.A. by simply inputting the bank name and the location at In a few seconds, the routing number will be on your screens.

Routing number vs Account number

The routing number of Bank of America, N.A. is different from its account number. As a matter of fact, this condition holds the same for all of the banks in the world. Differentiating the account number from the routing number is no big task. For every bank related transaction, one may be prompted to provide with their account number and routing number. Both of these credentials are assigned to you while you opened your account at Bank of America, N.A..

But both of these valuable numbers indicated two different details. Account number identifies the account holder, whereas the routing number specifies the bank in which your account is held. For eg., Your Bank of America, N.A. account number is 0000021001318 and the routing number is 021001318. Here 0000021001318 depicts your details as the account holder of Bank of America, N.A. and 021001318 represents the details of Bank of America, N.A. that is responsible for money going in and out of your account.

Difference between ACH and ABA routing number

ABA or the American Bankers Association routing numbers are used for the paper of cheque transfers.

ACH or Automated Clearing House routing numbers are used for electronic transfers.Both ABA and ACH routing numbers are nine-digit codes. But the first two digits of the nine digits in an ABA number ranges from 00-32 whereas, for ACH routing number, it can range from 61-72.

For some banks, ACH or Automated Clearing House routing numbers and ABA or the American Bankers Association routing numbers may be the same. Confirm with Bank of America, N.A.’s officials before using ACH or ABA routing number for any financial transactions.