Bank Branch Locator

List of All 213 Computerised Banks in India

List of IFSC code, MICR code and addresses of all bank branches in India. Find verified IFSC codes quickly to use for NEFT, RTGS & IMPS transactions.

    What is IFSC code?

    IFSC or Indian financial system codes are unique alphanumeric codes that are used to identify the branch location of Indian banks. This unique 11 digit code called IFSC is used in multiple payment systems in the country. These codes are assigned to each bank by the Reserve bank of India a.k.a the RBI. IFSC finds its use in money transfer procedures where the IFSC code of the receiver and their account number will be required.

    The IFSC codes are uniquely formatted with a structure. The first four characters represent the bank’s name. For instance, the state bank of India will have IFSC codes starting from SBI and ICICI banks will have their IFSC codes starting from ICICI. The fifth digit will be always a “0”. The rest of the 6 characters represent the bank branch also known as the bank branch identifier.

    Finding the IFSC code is really simple. It requires certain basic information of the customer that includes your bank and your branch. Use the drag and drop list to find your bank and branch and get access to your IFSC code easily.

    What is MICR code?

    MICR is an acronym for Magnetic Ink Character Recognition. It is a 9-digit code that is used to identify a bank branch and its location. Your MICR code can be seen printed on the cheques using Magnetic Ink Character Recognition technology. Through this technology, your cheques get speedily processed.

    Just like the IFSC code, there is a unique format for the MICR code. It consists of three parts. The first three digits are associated with the city code or PIN code of the area where a particular bank resides. The consecutive three digits represent the bank code. The last three digits represent the branch code.

    MICR codes are machine-readable only and are used for processing the cheques and not for online money transfer. Banks use this code for secure fund transfers.

    What is a SWIFT Code?

    SWIFT code or SWIFT number is also known as the business identifier codes or BIC. SWIFT stands for Society for Worldwide Interbank Financial Telecommunication. SWIFT and BIC are often used interchangeably. These are a set of digits that represents a bank or a financial institution.

    SWIFT codes are used for various bank transactions, more precisely for international bank transfers and procedures. It is an eight to eleven code digit that is formatted with unique components. The four characters must consist of only the letters that represent the bank codes. Followed by the next two characters which also must be letter representing the country code. The next two characters can be a combination of a letter and a number that represent the location code. The last three characters are optional and can be either numbers or letters and are used to represent the branch code.

    SWIFT codes are generally used for international wire transfers. Banks use them for message exchanging processes as well. You can easily locate the SWIFT code in your bank statement. Or alternatively, find it using our SWIFT code finder.

    What is NEFT?

    NEFT or National Electronic fund transfer is a system used for one on one bank transfers. Being a national wide system, it is one of the popular ways of transferring funds online. By the boon of NEFT, one is no longer required to visit banks and wait endlessly in the queues for a mere money transfer. NEFT has shunned out the needless requirement of withdrawing money in cash and paying it via cheque of cash. Through NEFT, people can effectively transfer money online from their bank branch to any individual.

    There are a set of procedures that one may have to follow before transfer funds using NEFT. You should activate an online bank account system or net banking. Login using your user ID and password. Proceed towards the NEFT fund transfer section and add beneficiary details such as name, their bank account number and IFSC code. After adding the beneficiary detail, all you have to do is to add the fund amount and transfer. NEFT transactions can be done only during the bank’s working hours.

    What is IMPS?

    IMPS is the acronym for Immediate payment service. IMPS enables real-time bank fund transfers. Unlike NEFT, IMPS can be carried out 24/7 irrespective of the working hours of the banks or holidays. Even though IMPS is a mobile-based fund transfer system, one can access this service through ATM and net banking also.

    To conduct an IMPS transaction, one may have to at least provide their mobile number and mobile money identifier or bank account number and IFSC code or Aadhaar number. Every bank has set its own upper limit for an IMPS transaction. IMPS transaction involves a transaction fee that varies depending upon the fund amount to be transferred.

    What is the Routing number?

    A routing number is a set of numbers that allows the bank and other financial institutions to know where the money is coming from. It helps them identify the bank’s name and location. Banks use this number to also process checks, direct deposits, auto payments, and wire transfers. The routing number is used in the United States of America.

    You can find your bank’s routing number in many ways. Take a look at your cheque leaf. It generally appears at the bottom of the cheque towards the left-hand corner. In case if you cannot locate it on your cheque or do not have one, then log in to your online banking or call your bank for this information. Some of the American banks have their routing number displayed on their websites. Alternatively, you can check the same on our website by inputting your bank name and its location.

    What is a PIN code?

    PIN code or postal code is a set of alphanumeric used for posting mails. You can also search for a bank location by entering the PIN code and get all other information based on it. PIN code is a 6 digit number that has the same format throughout. The first digit represents the respective area, the second digit depicts the sub-region, the third digit represents the district, and the last three digits represent the individual postal address within the respective district.

    PIN codes are primarily used in the Indian postal industry. Out of the 942 computerized India banks, our website MyBankDetail.com will help you find and locate each one of them by just entering the PIN code details.